Individual Life Insurance

Individual Life Insurance

The main purpose of a personal life insurance policy is to protect your family and loved ones against the risk of financial uncertainty in the event of a worst case scenario.  There are two types of life insurance: permanent and term life insurance. Term insurance is far less expensive than permanent insurance because it is only valid for a specific period of time. Permanent life insurance serves two purposes; it provides a death benefit and doubles as an investment vehicle. A portion of premiums paid accumulates cash value over time, making the policy a tangible asset that can be borrowed against or even cashed out in case of emergency.

An analysis of your needs is necessary to determine which type of life insurance best fits the needs of your family.

Learn more on:-
Executive Life and Disability Insurance
Long Term Care Insurance

More information about Executive Benefits.

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RDA Benefits offers exemplary service. We have significantly benefited from their expertise which helped us secure a much better benefits package for our employees. They go above to help our employees with any questions, or issues they are having related to their plans. I highly recommend them and I can’t say enough good things about their work.

Michelle Wilson, Associate Director Elijah’s Promise